Deb & Doug Campbell: Mortgage Defaults, Tax & Municipal Liens, and NOW Bankruptcy

They just keep stickin’ it to Pottstown over and over again.

5/22/2012 Important UPDATE:   Debra Lacava Campbell and Douglas Campbell have filed CHAPTER 7 BANKRUPTCY.   *Property Defaults *Divorce and now, *Bankruptcy.    Earlier in her obscene ranting career on the Patch online news, Deb said the defaults and divorce were all part of a grand plan.  A plan to do what sinister deed?  She still toots her rusty broken whistle in her comments on the Patch  - like why does Pottstown matter to you any more Deb?  Unless…you’re planning to come back under a whole new umbrella to screw the taxpayers over again?   What’s next?  A name change and a foreign passport?  We’d know it was you Deb by the gutter stench that surrounds you.  I don’t think you’re going to fool anyone in Pottstown

Defined as: 

You have little property except for the basic necessities like furniture and clothing.
You have little or no money left after paying basic expenses each month—or you’re not even meeting basic expenses.Question:  how is Deb going to bankroll that little European Vacation she gloated about earlier this Spring?

Bankruptcy

Date Filed: 04/30/2012  |   Chapter: 7  |   Filing Type: INDIVIDUAL

Discharge Date: Unavailable  |   Disposition:

Case Number: 1214293  |   Court Location: PHILADELPHIA

Debtors:

Name: Douglas J Campbell

Address:

846 E HIGH ST APT C

POTTSTOWN, PA 19464

Name: Douglas J Campbell

Address:

846 E HIGH ST APT C

POTTSTOWN, PA 19464

Attorneys:

Name: Douglas J Campbell

Phone Number: Unavailable

Address:

846 E HIGH ST APT C

POTTSTOWN, PA 19464

Name: Debra L Campbell

Address:

136 BAYBERRY DR

ROYERSFORD, PA 19468

Trustees:

Name: Douglas J Campbell

Phone Number:

Address:

846 E HIGH ST APT C

POTTSTOWN, PA 19464

Name: Debra L Campbell

Phone Number:

Address:

136 BAYBERRY DR

ROYERSFORD, PA 19468

Assets available for unsecured creditors: N

Debtor is self represented: N

Creditors Meeting Date: 06/06/2012 833 Chestnut St. Suite 501 Philadelphia

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That said….

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UPDATE: 3/28/2012  These are the events that impact our schools.  Children caught in a web of glib rental property investors who’ve no concern for the hardships they cause.   Karma: “is a law which maintains that every act done, no matter how insignificant, will eventually return to the doer with equal impact.”

Pottstown School District vs. Douglas and Debra Lacava Campbell $6,348.08

One of our readers sent this information yesterday.  We try to maintain focus on Pottstown because there is no shortage of work to be done here but, this news could be a foreboding of things to come for our struggling school district.  How can people sleep at night knowing they are doing their part to squelch education in communities that have the greatest need?   Shame comes to mind.

Norristown Area School District – Default Judgement – Deb and Doug Campbell

Image

We’re not jumpin’ for joy or ringin’ any bells over this news.  In fact, it’s unfortunate.  It’s just another way of putting the ‘screws’ to Pottstown.  But Deb has no trouble blaming everyone else for this failure, in fact, her not-so-subtle innuendo leads us to believe she’d like to blame the borough leaders for revising the Rental Ordinance.  More to the point, poor planning and management skills are probably closer to the truth of the situation.

Nevertheless, Deb Campbell is all puffed up with false bravado, (on display in the comments at the Pottstown Patch):  http://pottstown.patch.com/articles/poll-best-way-to-bring-more-business-to-pottstown  4/3/2012:  We are thankful to the Pottstown Patch for removing the hateful comments left by Deb Campbell in their online newspaper.  The childish,  harassing comments that were directed at a disabled individual and his wife crossed the line while the mean-spirited nature of these comments had become a reflection on the standards of this community oriented  media outlet.  Thanks again. 

YET AGAIN, she dazzles readers with her lightning fast wit, vulgarity and limited vocabulary.  Sometimes it isn’t such a mystery why some succeed at their endeavors and others just …. flop.

Something about Deb’s demeanor, under the circumstances, makes us think of that scene in Monty Python’s Flying Circus – The Holy Grail – where the dude has all of his limbs chopped off by his worthy opponents sword.  While stubbing up and down he’s yelling, “come back here and take what’s coming to ya”!!  Jabber away Deb…jabber away.

Is this failure really any wonder?  Maybe not – but we wonder what they’re doing with the rent money they still collect?  Do you all remember this article, back when the Patch newspaper was new to Pottstown:  http://pottstown.patch.com/articles/orphan-of-a-zoning-divorce  Deb was at her most convincing back then…where did things go wrong?

“Little Bag O’ Tricks”… How Slumlords Prosper at OUR EXPENSE…

Slumlord:  A landlord/lady who refuses to live up to his/her legal responsibilities to his/her tenants, neighbors and the municipality. 

GET A LOAD OF THIS!!  In New Haven, Connecticut a reporter did an excellent piece of  INVESTIGATIVE JOURNALISM about how slumlords defraud the government, banks schools and municipalities:

http://www.newhavenindependent.org/index.php/archives/entry/government_paying_slumlords_for_for/#e_auth

UPDATE:  12/19/2011  YES !!!  TWO ANTENNA UP AND A COCKROACH SALUTE FOR JASON BOBST AND BOROUGH COUNCIL…

“This thanks to a unanimous vote of Borough Council on Dec. 12. That’s when, without comment from any of the council members, new provisions were added to Pottstown’s littering law which make property owners and tenants responsible for the litter in front of their homes.  The borough can also enact a civil procedure against a property owner, essentially suing them to recover the costs of the cleanup.  And, finally, the borough is also now authorized to levy a fine of as much as $600 per day per violation.”  

WOOO HOOO….bring that revenue home to the good ship Pottstown.

Evan Brandt, Pottstown Mercury:

http://www.pottsmerc.com/article/20111219/TMP08/312199952/pottstown-council-adds-new-rule-to-littering-law&pager=full_story

UPDATE:  11/28  http://goldencockroach.wordpress.com/good-citizen-taxpayers-should-not-be-asked-to-subsidize-negligent-slumlords/

WE CAN STOP THIS MADNESS!

UPDATE:  Sunday, Nov. 27, 2011

Pottstown mulls ideas to help budget

OVER $300,000.00 going uncollected for excessive use of police services in only ONE neighborhood in Pottstown.  Tell the borough you don’t want to pick up the tab for the slumlords!!!  Monday, Nov. 28th 7PM 3rd Floor Boro Hall 100 E. High St.

UPDATE:  11-18-11

The sole mission of the Golden Cockroaches is to guide your awareness to the impact slum property owner’s have in our community. From the diminished quality of life and safety issues that homeowner’s, who live near these properties, face – day by day to the actual costs of enabling “investors” to do business in our community.  Costs for which EACH & EVERY TAXPAYER in the borough is held responsible.   The tentacles of greed reach into YOUR pocketbook as they help themselves to YOUR MONEY.  They are the 1% who live in safe, pricey McMansions – courtesy of YOU, while 99% of people in Pottstown struggle with high taxes, crime, drugs and violence that they deliver to our doorsteps. We’ve seen the conditions that renters are forced to live with and we’ve featured photo’s on this site.  The indignity and disregard that we see in poor countries like India, and elsewhere, exist in our own back yards.  We scramble to educate our children with diminishing funds, we dig deep to maintain our borough, attract new businesses and jobs….yet, we are facing another property tax increase.  The school district will not be far behind.  These increases won’t stop the bleeding. It is time to address the source of the wound:  UNCONSCIONABLE RENTAL PROPERTY INVESTORS.

We can stop this madness but not without YOU.  We need your help to send our message – YOUR MESSAGE  - to the State of Pennsylvania, Montgomery County, the Borough, the School District and all of our politicians.  Sign up today to get the Cockroach delivered to your email, (we promise not to proliferate there and we keep your information confidential).  Send us your ideas, thoughts and share your political saavy about how we can deliver this message in clear, certain terms.  Stand Up For Your Community  -  The Time is NOW. ptownadvocates@hotmail.com


Pottstown assessment shock sends proposed tax to 3.6 percent

Today’s Mercury reports that the budget shortfall in the borough’s coffers could increase the taxes on our homes by 3.6% or $30.74 for a home valued at $85,000.  While many homeowner’s and businesses “had to do what they had to do” to reduce their costs, and their property taxes, in these lean times… there is another side to this story:

Owner’s of multiple rental properties were also granted reductions in their property taxes.  We know of one such investor that commands a veritable herd of rental properties in Pottstown and the County handed him a reduction on every single property.  Why?  Why should “income property owners” be given carte blanche reductions in their rental property taxes?  If anything, we think they ought to be taxed at a higher rate given that INCOME is their sole reason for owning rental property. Most of us do not generate an income from our homes, they cost us.

We have a situation here that doesn’t add up and we think it is NOT a “one solution fits all” kind of predicament.  For one, if not for the decrease in property tax that many a homeowner/occupant receives – their homes could join the ranks of the structures that sit empty, un-sellable and NOT ON THE TAX ROLES.  NOTHING, NADA…NO money generating into the borough account.  Isn’t a little something better than a little nothing?  It’s redundant to say TIMES ARE TOUGH and if a reduction makes the difference between remaining in your own home or losing it – the former is preferable to both the homeowner and the borough.  So now, another tax increase looms.  It doesn’t seem like much but it may be the final $30 increase that pushes some of you over the edge.

Back to the INCOME property owners that rent their units to Section 8 voucher holders, in particular, with a guarantee of monthly income no matter the disintegrating  financial circumstance of our nation, state and the borough.  Their government payments, (our tax dollars), haven’t been reduced or diminished and still, those payments arrive in their sweaty paws on time…every time.  60% of the vouchers handed out by Montgomery County exist between Norristown and Pottstown meaning we have the lion’s share.  According to “Policy Map” –  Census track #208904 between Manatawny, Washington, High and Beech St.’s the homeownership rate is 22.34% the rental rate is 77.66%  Pottstown as a whole has a 44.73% rental rate for 2010. http://www.policymap.com

Drive or, preferably, walk down any street in the core neighborhoods, where the majority of rentals are found and even you, with an untrained Code eye, can easily spot exterior codes violations – hundreds of them on the same block, (the same is true for commercial buildings on much of High St. too.)  Now imagine that the borough has the capacity to swiftly and efficiently tag investors for these violations.  Think of these violations as $$$$ – see them as GIGANTIC DOLLAR SIGNS, because that’s what they are.   These codes violations are money that is currently NOT being collected.    What if the borough went out on a limb to “beef up” their equipment and staff the Code Department with the sole mission of “bringing home the bacon” to the beleaguered business and residential property owner/occupants of Pottstown?  WE THINK THIS IS PRIORITY NUMERO UNO. Whew, not only would it pad our pockets but clean up the neighborhoods to make ready for a whole new breed of investor – homeowner/taxpayers. There’s a POT OF GOLD at the end of that there rainbow, and that’s just ONE pot of gold. 

2010 Open Doors Day - Washington & Chestnut St. Police from multiple department quell a gang of violent tenants

Here’s another:   (we harp on this all the time), WHY are rental property owners sticking the rest of us with the excessive use of our police and ambulance services?   We all pay taxes for the use of these services yet most of us rarely, if ever, use them.  But just ONE rental property can use these services upwards of 10 or more times a year.  And that, dear friends, is yet ANOTHER POT OF GOLD.  Let’s be perfectly clear about this WE WANT THE BOROUGH TO TWEAK THE ORDINANCE THAT IS ALREADY ON THE BOOKS SO THEY CAN BILL THE INVESTORS for this abuse of our tax money.  If the investors think their tenants ought to be made to pay for their own bad behavior then it’s up to THE INVESTOR to collect, they can build these issues into their leases.  BUT the rental property investors ass should be on the line, not ours.   The Police Chief and the Borough Manager are behind this so what are we waiting for?  Send an invitation to your Ward rep today and invite them to do whatever they have to do to get this underway – NOW, we don’t have time for feet dragging.  Let council know that property tax increases are not the ONLY solution.

Fight against blight: Police called often to problem properties in Pottstown

Rental Property Investor Joshua Owheya's former tenants at 556 Walnut St. left this mess SO SEND HIM A BILL ON THE DOUBLE!

Why, when all else fails, are we made to pay for the removal of the sofas, tv’s and other regurgitated household trappings on our streets when the investors tenants decide to split?

Why are we stuck with the unpaid water bills and unpaid taxes when an indecent number of investors decide to call it quits?  POT OF GOLD?  What do you think?  Act 90 can take care of some these problems and MontCo most decidedly needs to be wrapped around the pole until they see the light.

Investment property owners get the same reductions in property tax as the average homeowner could expect. They are MAKING MONEY off their properties and they cost our local government above and beyond what they pay, in all kinds of ways, (some are not even mentioned here), yet… here we are again, staring down the barrel of a property tax increase.  So not only will we pay more…we will still be forced to endure the atrocities perpetrated by greedy investors.   As noted in the Mercury article, we have two new County Commissioners, let’s make certain they don’t leave Pottstown in the dust .  We need to communicate with them – loud and clear.

The residents, home and business owner’s of this fair borough would serve ourselves well to put our muscles together to move this dead rhinoceros off top of us so we can see our way out from underneath the suffocating weight of rental properties.   This dead rhino is doing us no favors.

      There’s GOLD for the TAKING in them there hills.  

Pigs, More Pigs and a Goodmom…

Debra Lacava Campbell, aka “goodmom” (among zillions of other anonymous names), is one sharp cookie all right and now, with her former partner, Doug Campbell, they are our most recent inductees to the infamous list of Pottstown slumlords:  http://goldencockroach.wordpress.com/current-list-of-slumlords-heads-up-for-renters/ Almost daily, for the past month, we’ve been hearing from homeowners, former tenants and good tenants who have lived in or live nearby the Campbell’s rental properties.  They are not happy campers and they have asked us to post the phone numbers and address so you can let them know of any problems you are having because of their tenants behavior or how the neglect of their properties is impacting your life.

Giving them the benefit of the doubt, (we know times are tough for them), Deb and Doug can’t seem to manage to clean up the yard and porch at their rental house at 440 Chestnut St., a task that would take not more than 20 minutes.  We’ve also received complaints about another property on Beech St.  It’s been over a month since the tenants at 440 Chestnut packed up and moved in the middle of the night. Instead of taking care of business, goodmom seems is glued to the keyboard, taking out her frustration by posting tasteless comments on the Ptown Patch.  We don’t know where Doug has gone but at least he doesn’t appear to be having a public melt-down.  We suspect that Doug may no longer reside at the following address but the address below is how the civil judgements are listed.

We show the photo, where possible, of the slumlord’s own living conditions, as well as the conditions of their rental properties.  Our objective is to let you, the observer, draw your own conclusions about the disparities between them.  We are still reeling from the comments made by goodmom, (lack of ethics on display), when she encourages slumlords to rent to sex offenders, ex-criminals, etc….and we wonder how  she acquired a heart 3 sizes too small or how she’d feel if her neighbors chose to populate her neighborhood with sex offenders. We wonder how she’d feel if her neighbors piled their discarded mattresses, and such, beside their homes like they do in our neighborhoods and, finally, we wonder how long the Township of Limerick would allow it to go on.  

Owners of Record: Douglas J. Campbell & Debra L Lacava-Campbell

440 Chestnut St. Owners of Record: Deb & Doug Campbell

Deb and Doug Campbell 

136 BAYBERRY DRIVE

LIMERICK, PA 19468

610-247-4910

(484) 624-8415  High St. Rentals 540 E. High St., Pottstown

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

IT’S GOOD TO KNOW WHEN ENOUGH IS ENOUGH.   PREDATORY RENTAL PROPERTY OWNERS DEFAULT ON THEIR MORTGAGES BUT CONTINUE TO COLLECT SECTION 8 PAYMENTS AND POCKET THE RENT MONIES.   Thanks to a commenter at the Pottstown Patch, we discovered a very useful web page:  

http://webapp.montcopa.org/PSI/Viewer/Search.aspx?c=CaseSearch&panel=CaseParties 

Type the names Debra or Douglas Campbell, (or your own rental property owner), it’s an eye full.   Isn’t it interesting how many judgements there are for money owed on their properties from school tax liens to municipal fees, mortgage default judgements …and yet, “goodmom” continues to boast about how hugely endowed and powerful she is – HEAR HER ROAR - **squeek**.

“THAR SHE BLOWS AGAIN”… goodmom, maryjames, GC Buster, MJ, Eric, GC Buster 1, gcb, R.Pauislast, gcb1, Mittwins, (and they just keep rolling).  The machinations of a frustrated Pottstown slumlady. She seems to have found a home on the Pottstown Patch.  While we feel just a tad sorry for her circumstances, (anyone with an ounce of compassion would), her mean-spirited, vitriolic comments are a poor reflection on herself and the investors she often claims to represent.  Can you smell desperation in the wind?

http://pottstown.patch.com/articles/pottstown-tenant-listings-due-by-tuesday?ncid=following_comment

BLOW HARD

As a matter of principal and in the best interests of our objectives we don’t publish rumors or innuendo.  All of the information in these pages is already public and verifiable.  The photo’s are  factual and unadulterated.  Rather than using up her resources threatening everyone with nasty comments goodmom could, instead, think of  ways to make a positive impact in Pottstown.  Simple things like:  Stop, give a kid a hug or drop in on an elderly homeowner – special delivery –  brighten their day.  Pick up some trash around her rentals and make a neighbor euphorically happy!!

 “Pennsylvania law does not impose liability for publication of factually accurate information that is “newsworthy”or of legitimate public concern. Pennsylvania courts consider information newsworthy when it concerns “relatively current events such as in the common experience are likely to be of public interest.” Jenkins v. Dell Publ’g Co., 251 F.2d 447, 451 (3d Cir. 1958).

In most states, you can be sued for publishing private facts about another person, even if those facts are true. The term “private facts” refers to information about someone’s personal life that has not previously been revealed to the public, that is not of legitimate public concern, and the publication of which would be offensive to a reasonable person. For example, writing about a person’s HIV status, sexual orientation, or financial troubles could lead to liability for publication of private facts”.  Source:  Citizen Media Law Project

goodmom update:  (goodness has nothing to do with it). 12/1/2011

It seems likely, if there’s a “stereotype” or psychological profile of common traits found among slum property owners, compassion wouldn’t rank high.  Pushing the envelope of indecency and contempt.  goodmom, an anonymous commenter known to many as a slumlady herself, had this to say in the Mercury Newspaper:

“For you non activists, here are some facts. There are activists who posts landlord names, addresses, phone numbers on their blogs. They also mention they will picket these homes. Homes with there children playing in the front yard. Comments made which are derogatory and defamatory spelling the name of the person and their employment….”

That just might be the first time we’ve ever read an utterance of concern for children, (even though the name “goodmom” conjures up images of Sponge Bob bandaids on boo-boo’s, a cup of hot cocoa and bedtime Dr. Seuss stories).  Maybe there’s HOPE.  Starting with her concern for the children of slum property owners, and their neighbors children, who might be subjected to demonstrators picketing in front of their tidy little suburban McMansions.

We’re concerned about children too, specifically the children that live and play in the neighborhoods that are most impacted by slum properties.  Our goal for these children is that the worst they ever have to experience is demonstrators picketing.  We do what we do on this blog site with the goal that one day, children here can play freely and the truly GOOD mom’s and dad’s won’t have to limit them from walking to the corner store or over to a friend’s house, or even playing in their front yards.  One nice, sunny day last month, a little neighborhood boy stopped on his way home from school to talk with a neighbor.  He told him that when his mama puts the dinner on the table the mice in his apartment eat the food before they do and he wishes they would go away.

SLUMLORD’S FEED THEIR GREED AT THE TABLE OF INNOCENT CHILDREN WHO HAVE NO POWER TO CONTROL THEIR CIRCUMSTANCES.

For as long as slumlords proliferate in our community, the unhealthy living environments, drug dealers, junkies, hookers, gun shooters and child molesters pose a much bigger threat to many more children.   Yet, in her base comments and desire to put the “fear of God” into the people who write this blog, goodmom ENCOURAGED slumlords to rent to whomever they choose because it is their right.  Need we say more.

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

Our friend, and admirer, Joe Zolmek, over at The Pottstown Post says we’re his #1 read of the day when he spots a new post from the Cockroach in his ‘very full of reads’ mailbox.   Although this made us blush, we are going to shamelessly “milk it”  for all it’s worth — *insert dancing cockroaches gettin’ jiggy with it*— JOE ZOLMEK LIKES OUR WRITING STYLE.

Back to our usual, humble m.o….

Joe doesn’t always agree with the content of our message.  We’re good with that.  We’re inspired to meet the kindly challenge to PROVE to Joe that we are right and he’s ummmmm……shall we say,  just a hair off-center from reality.  Just kidding Joe, (kinda).  We have the advantage because all of us live next door to at least one slum property, (unfair advantage)?  Perhaps, but who’s stopping you from buying a home in da ‘hood too?  (Just jivin’ Joe).

Every day that we spend in the trenches we affirm our oh-so-rightness, and we learn more than we ever thought possible, we SEE more, (HEAR and SMELL more), than we ever thought possible.  Are we politically correct?  Hell no.  But then, we haven’t met a slumlord who is either, so it’s not hard to meet or exceed the bar on this one.  When the bar gets raised, we’ll be out of work – no more blogs.  When that time comes, and it will come, we can get back to communing with nature, twirling our antennae, snacking on delicious things all day long,  procreating like crazy, thinking deep thoughts and other worthy pursuits.

**snort**

But now, there’s work to do.  If you’ve never experienced the mystifying whirled of comments at the Mercury, or, more recently on the Pottstown Patch:  http://pottstown.patch.com/articles/pottstown-tenant-listings-due-by-tuesday, where goodmom becomes “CG BUSTER” aided and abetted by her trusty herd of  slumlords and those who serve them.  We encourage you to take that journey but be safe and come back with all your limbs attached and your head screwed on straight or you’ll end up being one of her tenants.   We know what side of the coin this rental property owner’s on because we’ve conversed with a couple of former tenants who rented from goodmom and her husband, shall we call him; goodad? These two incredibly goodparents are likely to be raising little FSOA’s (Future Slumlords Of America).   We know who they are, many people in the community do, but we’re not spilling the beans here, not yet.  With all the decorum we can muster, we’ll let you decide for yourselves what side of the coin she is on.

Goodmom believes, with all her – itty bitty – pea sized heart, that there is a bias against Section 8 in Pottstown – NO really?  We’ll be damned. She is more than eager to explain why Section 8 is like manna from heaven to slumlords, and we ought to be damn grateful for it.  We should be grateful because without Section 8 slumlords we would have NOTHING but vacant rentals.  Read it and weep, yes, it would be devastating to have vacant rentals and no slum properties in Pottstown. ***PSYCH***

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Goomom, (that was an honest typo),  asks, somewhat rhetorically ….”why would I choose Section 8 instead of regular pay”?

Direct from the “HANDBOOK of INFAMOUS SLUMLORD RETORTS” we bring you the answers from one of Pottstowns Finest, (goodmom wrote this chapter, we’re pretty sure):

Because, WE, the proud, hardworking taxpayers of our fair borough, DID IT TO OURSELVES.  Yes, that’s right.  Rental property owners choose Section 8 vouchers because we – the voters – elected judges that don’t see things her way, and we’ve elected a borough council that has a spine and the gall to re-write the rental ordinances in favor of the borough. We also have a Codes and Police department that are gaining keen insight, new tools and they are putting them into practice – but, most of all, we are up to our eyeballs in Section 8 all because our esteemed borough manager, Jason Bobst, lives and breathes, (all while making noteworthy strides to get this borough upright and taking sustenance again).  “Naive” and misguided activists, (moi?), think he’s doing a really amazing job too, just for the record.  Greed and slovenly business practices among slumlords are a figment of our imaginations.

Way Down Upon the Swine-y River, Not So Far Away. Where We Shall Hear the Slumlords Groaning, Down in Our Good Old Home.

Avaricious rental property owners choose tenants based on one of two criteria: they must be Section 8 voucher holders or a steady Social Security check recipient.   If the  latter can function independently, or not, is largely a crap shoot dependent on weather or not their med’s are administered in a timely fashion.  This is of no concern, however, to a good slumlord.  Slumlords are home, in McMansionsville napping on the devan or sipping a martini when their tenants, “one sandwich shy of a picnic”, forget where they live and walk into the neighbors house demanding a beer, (true story). Or walk into the kitchen of a dear cockroach friends apartment, (after sucking down brown fluid from a paper bag while sitting in the middle of the alley), and yelled at the little granddaughter to “get out of his house”, (true story).  These are the “cream of the crop” tenants for a slumlord because:

1.  S.S. renters ,(not all but more of them than not), don’t know their dwelling is unsafe, unsanitary and on the verge of  imploding so they’ll never complain.  (If they weren’t totally crazy before moving in they soon will be). Voucher tenants are frightened.  They don’t know who will help them and so they live in fear of losing their shelter and, they are (alarmingly) ignorant of their rights.  We know some really good voucher holders that live in squalor because they fear their slumlords will kick them out for insisting that they make repairs.

2. Neither MontCo Voucher Housing or Social Security know that these rentals are unsafe hell holes because those government agencies don’t care –  it’s Pottstown.     They’ve put these people here, turned their backs, wiped their hooves and shut the door.   They must figure they are paying very good money to slumlords to warehouse the unfortunate, so let the them deal with it, (only they don’t deal with it), WE DO, and we’re sinking here, really, truly sinking an entire borough. We got the short end of the stick.  But they’re not gonna go out of their way to find out how bad things are, no sir. So, slovenly rental owner’s do as they please unabated by messy rules and meaty inspections.  They simply open their sows ear purses and the money falls in, just like manna from heaven.

A Nice Strong Martini and A Sandwich...Life is Good.

Enough now. We’ll tackle part 2 after our blood pressure returns to normal…Martini?  Be a Goodmom and go fetch a Martini for the Roaches.

We Think Ignorance Is Not An Excuse State Rep. Marcy Toepel…

SLUMDATE UPDATE: Today, 10/25/2011 our Roach on the Street Ace Reporter came across a very interesting sign – perhaps a sign of the times – but really –  we think TIME’S UP Marcy and Mark.

So, Mark has a tidy sum of mooola heading his way in the form of “commission”for a property he just sold.  And there are others in the cue.  You think he could use that money to fix up the slum property he and the “Honorable”, (choke) Marcy Toepel own and mis-manage?  WE DO.  C’mon how ’bout it?  Give ‘em a quick call and register your vote today, everybody knows Marcy would like your vote!  Hmm we wonder if this is a case of a slumlord selling rental property to a slumlord?   We’d like to give Mark and Marcy an attack of ‘scruples’…

so go on, give them a call or drop ‘em a line!

Marcy:  (215) 679-3082   mtoepel@pahousegop.com

Mark’s number’s on the sign in the new photo.  This sure doens’t reflect well on RE/MAX either.  Chow for now!

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“By giving us the opinions of the uneducated, journalism keeps us in touch with the ignorance of the community.”

Oscar Wilde

These photo’s were taken about 2 weeks ago.  They depict conditions at 364-368 High St. The camera was nearly snatched from the photographer’s hand by a toothless, skin and bones woman who charged from the porch in attack mode.  But instead, she settled for getting a lawyer and suing us.  Her drug of choice?  We can only make a guess.

Yesterday’s Mercury featured two articles by Evan Brandt. One article focused on these prominent rental properties:  364-368 High St. Ask anyone in town if they know these addresses and you’ll hear:  “Oh yeah, isn’t that the building that always has trash on the sidewalk where ‘druggies’ and ‘dregs’ hang out all over the steps in front?”  Yep, that’s the one.  State Representative, Marcy Toepel, and hubby, Mark, own 366 High St.

The interview with Marcy held no real surprises for the Golden Cockroaches.  Since starting this blog we talk to lots of negligent rental property owners and by golly - it seems that there is some kind of “how-to” manual instructing owners to play the role of “victims of circumstance” when questioned about their properties or desperate choice of tenants, (most think that some income is better than none, no matter WHO they dump into our community & their rentals, they claim to make no money from their rentals, and ALL OF THEM, without exception, choose the best renters). We know that’s why their apartments get trashed,  because they pick the BEST tenants, right?  We know, we LIVE with the decisions that rental owners make  -  day in and day out.  

So the upshot is this, without exception every problem property owner we’ve spoken to pretty much say the same things, (more or less) as Marcy said.  These are some of the comments we’ve heard:   “we didn’t know what we were getting into”,  ”oh but we like Pottstown, that’s why we own property here.” -or- “we run background checks on all of our tenants”,  then there’s the perennial favorite:  ”my property manager checks up on my properties five times a week”.  And, we ask, “who is your property manager?”  reply, ” uh I can’t recall his name right now.”   Following that we get the run down on how the property owner tried to fix up their rentals and how the ungrateful renters trashed the place and how much money it cost to repair it.  OK so we get it — loud and clear.  It’s a story we wouldn’t pay for, if we had the choice, but we do pay and we say:   No More.

IT MATTERS WHO YOU CHOOSE TO RENT TO.  It matters that property owners who have a “hands on” management style keep their properties clean and attractive they also seem to find clean and attractive renters.  There are plenty of examples of this in Pottstown.  There are some damn good, professional rental property owners here too. But then, in some small way we are compelled to give a little nugget to Mark Toepel who, according to Marcy, tends to their property 4-5 times a week and lends a listening ear to his tenants, (bet he gets an earful too).  Not that listening to their tenants has really made much difference to….well….anything.  People with nothing else to do still hang, trash still mounts.  Regular, everyday people cross the street to avoid walking by this gaggle of rentals, the perception of the risk to their personal safety is “chancy, ” at best.

Our beloved dentists at High St. Dental, just a few doors to the W. of these properties, are good, upstanding, taxpaying business people in Pottstown.  We want them here, we want them to succeed and we don’t like to hear about  men dropping their drawers to pee on the side of their building – in plain sight of their customers.  We don’t like that they have to pick up after the people who inhabit these disgusting properties.  We don’t like that it is UNCOMFORTABLE to walk down this block to our dental visits. (Yes, despite the unkind rumors about cockroaches, we do have dentists and we like clean teeth), never be afraid of a cockroach kiss because their saliva is cleaner than your dogs saliva.

IGNORANCE OF THE LAW IS NEVER AN EXCUSE and ignorance of “best practices” in property management doesn’t cut the muster here either.  Mark is a real estate agent, there’s a fountain of knowledge at his fingertips.  Why, even a half-assed google search will turn up lots of “best practices” for landlords.   We know some real estate agents in town who are Top Notch rental property owners.  Marcy and Mark’s personal residence gives all appearances that maintenance and upkeep are not altogether unfamiliar to them, and we wonder…would they like to live next door to their Pottstown rental property?

Gilbertsville Residence of Marcy and Mark Toepel 307 Hampton Circle

From the interview, it sounds like Marcy Toepel has suddenly sprung a budding interest in the plight of our borough and is seeking, (at least), a remedial understanding of the mountains that have to be moved to turn this behemoth around.  We’d like to see the depth of  her concern, action oriented evidence, SHOW US A SIGN!  Action always says so much more than words alone can ever say.  And…about the touchy topic of Section 8, we’ll take your word Marcy, when you say that you don’t rent to voucher holders but we wonder how the tenants at these properties earn the rent money? Nobody that we know has managed to earn an honest living by sitting on a step all day, that is unless they earn a living BECAUSE they sit on the steps all day.

A place to start might be to develop a relationship with the owners of the next door properties, Michael Rebar – 368 and team owners, Stephen Strickland and Todd Davenport, 364.  Help them clean the trash from their stair wells, this can be a good “bonding” exercise. From there,  form a team huddle and set this goal together:  ”our goal is to clean up and clean out our unsavory rental properties, to learn best practices, and seek GOLDEN opportunities to make our rentals clean, safe, (and dare we say), attractive.” We recognize that the Eastern corridor to downtown is well traveled and what people see when they drive High St. is VERY important, it leaves a lasting impression.  Show us a sign that you care Marcy, Mark, Stephen, Todd and Michael, because, WE REALLY DO CARE.  And we know you’ll pardon us for getting a little “testy”,  but walk a mile in our shoes and perhaps you’ll gain a bit of understanding and empathy.

Fight against blight: State Rep. Marcy Toepel is not a typical landlord
Fight against blight: Police called often to problem properties in Pottstown

60% of all of Montgomery County’s Section 8 housing vouchers and public housing….

A child and her loving but disabled parent, are forced to live in the conditions below due to the fact that they have not enough money to afford the over-inflated rents in Pottstown.  Slums come at quite a price these days and the owner of this property has done NOTHING to safeguard the well-being of their tenants.  Sewer is a problem and has been leaking into the living quarters in parts of the house while other parts are consumed in black mold.  Thankfully, this house is nearly empty and this child will soon move to a safer location.

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Norristown’s population is slightly higher than Pottstown’s by about 10,000 people. 60% of subsidized housing is distributed between Norristown and Pottstown in Montgomery County, according to this article from Oct. 2010:

http://www.pottsmerc.com/article/20100721/NEWS01/307219966/section-8-is-buzzword-for-suburbs-housing-ills&pager=full_story

This post is going to laser focus on just ONE of hundreds of similar scenarios that play out  in our borough.  Bear with us, it’s a loooooong one….

435 King St. Owner of Record: Pamela Walker of 128 Indian Lane, Boyertown

Un-loved, not maintained and no longer fully occupied this once stately home appears to be headed for the heap.  A recent tax lien on the property signifies to us that Pamela Walker and her husband, David Bradley, have a decision to make:  bring the house up to code or walk away leaving the cash strapped borough to pick up the pieces. It’s not looking good for the taxpayers.  Yet, David and Pamela own many properties in Pottstown,  four that we can find.  It gets a little confusing when slum property owners deed their houses in a variety and combination of names.

422 Cherry St. Owners of Record: Bradley/Walker

422 Cherry St. is among their flock of disintegrating rental homes.  Featured on the Mercury’s “SEE CLICK FIX” for the unsightly construction materials that were dumped and left sitting in the driveway, according to the complaint.

David and Pamela reside in a quiet, picturesque setting on the outskirts of Boyertown where they tend their alpaca farm, Fostering Fields Alpaca Farm, at 128 Indian Lane. Pamela Walker Bradley is the Principal of the farm while David is employed by Home Depot.

http://www.alpacainfo.com/farmlocator/details.asp?id=9769

435 King St. is chopped into 5 separate rental units.  Unit #1 is a one room living space with no private bathroom, (shared bathroom facilities are on the 2nd floor), a very compact kitchen area open to the living area, no bedrooms.  Ancient leaky windows, and no insulation, combined to make the living conditions, according to the former tenant,  almost unbearably cold during winter months. In the warmer months, the musty odors of standing water in the basement, mold, rodents and roaches permeate the house.  Does HUD approve of these conditions?  We’d like to think NOT but experience tells us otherwise.

The rent was subsidized,  the voucher holder, an elderly woman in poor health, (who has since passed), didn’t live alone in her substandard single room.   Her sizable family of sons, daughters, nieces, nephews, grandson’s, great grand children also called this one room dwelling “home” at various times.  Most of the time there were 4-5 adults living together for at least the past 6 years.  If MontCo were performing regular inspections, would this have been acceptable to them?  We HOPE not, but experience tells us otherwise. 

To meet her portion of the rent, (as required by HUD), grandma allowed her adult son and grandson to live with her and deal drugs from the hallway, sidewalk and in the street outside her dwelling.  Every month when Dave Bradley arrived to collect rent from the tenants, he expected it to be in the form of cash only.  Cash rental payments, (as  you may know from other postings on this site), is a practice that enables drug dealers to have a roof over their heads.  If MontCo Voucher Housing was staying on top of circumstances at this rental do you think that drug dealers would have been allowed to ply their trade here?  What are we led to believe?  Actions are louder than words.

1034 Queen St. Owner of Record: Pamela Walker Bradley/ & David Bradley

Public records state that 435 King St. was purchased in 2002 by Pamela Walker, wife of David Bradley.  From that time, up to 2010 there were over 30 police reports made to this address, but those reports are not all inclusive.  At $60 a report that’s $1,800.00.

***The $60 figure represents the charge back by the police dept. that is made to YOU if you have a security alarm and accidentally set it off 3 or more times and the police arrive*** O.K. that’s fair.  But is it equally sensible and fair to “charge back” the slum property owner after 3 police visits to their property?  (We don’t know of any homeowner who has set their alarm off 30 times – ever).  Is the borough, (ie: taxpayers), compensated for the cost of these calls when the police clean up the messy tenant situations at subsidized dwellings or any problem rental?   Should the rental property owners pay?  Absolutely.  We’re not given a choice as homeowners and businesses, (businesses are billed for every false alarm). Rental property owner’s are paid handsomely by government run voucher housing, they are businesses that put precious little effort or money into the maintenance of their properties or vetting their tenants. 

Each time a tenant moves, and regurgitates the contents of their rental unit onto the sidewalk, the alley or the neighbors yard, somebody has to pay to have it removed.  That somebody is YOU, the Pottstown taxpayer.  There are probably records somewhere of the costs involved but that’s a deep dig and let’s just say, for now, it happens more than you think.

Every time the fire dept. responds, every time an ambulance picks up an ill or injured person from a rental unit the costs are taken from the taxes we pay to own a home or a commercial building and live or work in Pottstown.

1009 Queen St. Owner of Record: Pamela Walker Bradley & David Bradley

Every time a slumlord stops paying:

taxes/water/sewer/mortgage

WE PICK UP THE TAB.

What about the houses that become blighted and have to be made safe?  We pay.  The overcrowding in our older neighborhoods stresses the infrastructure of the old sewer pipes, water lines, electric poles ready to topple, parking is difficult, streets and alleys take a beating.  Who will pay when they are no longer serviceable?  WE WILL.  

By no means is subsidized housing the only reason that Pottstown is staring down the dark hole of a 1.8 to 2 million dollar budget short fall next year, but it’s a big chunk of the reason.  There are obvious and  hidden costs to taxpayers, as you’ve seen above, and we can no longer shoulder them alone.  Times these costs by hundreds of similar events, each year, and you get the big picture from the financial perspective.

We can’t afford the “luxury” of voucher housing overload any longer. We’re a poor struggling borough that needs a chance to catch our breath, re-group and assess the damages so we can move on.  Whatever it will take, this issue must be addressed head on from every angle.  We have new tools in Act 90 and a Codes Department that is quickly getting a grasp of the situation and the new rental ordinances.

Borough finds 800 illegal rentals

http://www.pottsmerc.com/article/20110621/NEWS01/306219917/borough-finds-800-illegal-rentals

Rental property owners need to pull their own weight or move on. We all pay taxes for dependable service from our police, codes and every other municipal department, and we cannot continue to subsidize the already subsidized property owners for excessive use of these services.  We pay, first, on the “front end” with our federal taxes that support voucher housing, we pay again at the State and County level for housing and MontCo salaries,  we pay at the local level for excessive police, ambulance and fire services, we pay for the time that is spent by our Codes people to take slum property owners to court, our taxes pay the Judges that preside.  We pay again to clean up the mess left by tenants, we pay, pay and pay. In return we are given run down neighborhoods, rental homes on the brink of self-destruction, crime, a significantly lower quality of life and a borough that is one year deeper in the hole with no lifelines being tossed into the well.

Sooner, rather than later, we need MontCo Voucher Housing to step up to the plate and work with this borough, not against us.  We need the intervention from the State of Pennsylvania if our County cannot or will not hear us.  Please STOP THE MADNESS. 

Overall HUD needs revamping along with the entire system of welfare.   It’s unfair and it’s not working, in any regard, for our little community. 

Make Pottstown the MOST Unfriendly Place…

Just Say "NO MORE" we will not partner any longer to make you rich while we "make do" in Pottstown.

IN MONTGOMERY COUNTY TO OWN RUN DOWN VOUCHER HOUSING !!

REALITY CHECK: Fat Cat buys multi-unit rental at auction or bank REO for say, about $15,000, (that’s generous).  Previous owner defaulted on taxes/water/ sewer – sticking it to the taxpayers.

Fat Cat does the minimum to meet U&O inspection and whatever insignificant initial inspections that are done by MontCo Housing Authority. No sweat. The rental is populated by voucher holders to the tune of $600-$700 taxpayer dollars per unit per month, house is paid off or investment re-couped in a year or so.

Every penny after that first year is “gravy” to the Fat Cat .

“Maintenance” is an eleven character, four letter word and they are NOT held accountable to fix their properties to any obvious standard set by Section 8.  The property is worn out and tired, people live in squalor, crime proliferates, Fat Cat stops paying the property tax, municipal fees when he /she can no longer avoid making repairs because Codes has caught up to them.  The property is dumped back in the laps of the taxpayers. The cycle repeats itself.  Absent a conscience but endowed with a big bank account, Fat Cat hangs his/her fedora on the bedpost in their safe, tidy, expensive McMansion, calls it a day and sleeps well.

Meanwhile, the neighbors, (aka: business partners), scramble to contain Fat Cat’s out-of-control tenants:  call the cops, call codes, pick up their litter, dodge a bullet, endure the noisy disruptions to the “peaceful enjoyment” of their own properties, in which they reside.  The borough and school district are staring down the barrel of significant financial loss in the coming year.  BUT Fat Cat’s coming out on top, with minimal effort, while we sink, and fall in bed exhausted and broke.  A very lopsided business arrangement indeed.

The taxpayers of Pottstown are unwitting partners in a multi-million dollar business that is depleting our resources as individual property owners while dragging our home values, our borough and our peace of mind to an all time low.  We don’t want to partner with the Fat Cats any more.  Our system is broken but we can take back our power.  This is the “silent” corporate greed that doesn’t find a home on Wall Street but instead resides next door to you and me.

What do we do?  Get involved in efforts to bring public attention to individual rental property owners on your block.  Send the Cockroach your incriminating photo’s and addresses. Keep a journal of disturbances and calls to police or codes.  Ask your good neighbors to do the same.  Don’t be afraid to call MontCo – HOLD THEM ACCOUNTABLE FOR THE WORK THAT ISN’T BEING DONE HERE – if you suspect a problem property is Section 8, or if you see illegal activity,  let them know you are taking a stand.  Let us know and we’ll stand with you.

Andrew Soule Owes the Borough Over $10,300.00 …

NEWSFLASH:  It has been recently reported that the Borough of Pottstown will have a short fall of nearly $2,000,000 in next years budget.  Does it make sense to let slumlords continue to default at OUR expense?  We say:   Implement Pennsylvania State Act 90 to make Andrew pay what he owes!!

444 King St.

Andrew Soule is defaulting AGAIN – sticking it to the taxpayers and the Borough of Pottstown for his over due water/sewer bills. No, this isn’t the first time and probably not the last because Andrew still has slum property here.  Is it any wonder our property taxes are astronomical?   We’ll let you know the date of the Sheriff’s Sale.

Andrew’s personal residence.

Andrew T Soule

(215) 412-0746

510 Derstine Ave

Lansdale, PA 19446

The Streets Are Alive With The Sound of Music

All we can say is ‘WHAT TOOK SO LONG”?    Our Ace Cockroaches on the street were downtown last Saturday following a lead on a couple of despicable rental properties in the 300 block of High St. when we heard tunes flowing from the public speakers. It was not the usual rap music blasting from boom boxes and car stereos either.   We had commented to each other earlier that there seemed to be a tangible difference in the “feel” of High St., like there was NOT A SINGLE LOITERER, DRUGGIE, DRUG DEALER OR HOOKER IN SIGHT.  It was unbelievable.

213 High St. Werner R. Koller has Property Tax Liens

We stopped underneath a speaker to listen and if not mistaken, we concurred that it was Pavarotti on the air waves?  HORRAY we were jumping around like bugs on a hot griddle. It was actually great to be downtown again. Nobody came up begging for a buck or a cig, (that alone is huge), because lately there have been more panhandlers than shoppers on High St. So, today we read this article from Roots of Revitalization and it explains everything.  We’re proud of PDIDA and the borough for thinking outside the box and exploring an idea that has real merit.  Keep the music, diss the thugs. Maybe now we can also get rid of the property owners that don’t maintain their buildings and who stick the taxpayers with their debts.

***  BRAVISSIMO ***

http://rootsofrevitalizationinpottstownpa.wordpress.com

Little House of Horrors 149 King St.

FEBRUARY 16TH:  We are reminded by a SEE CLICK FIX comment on the Mercury, submitted by “TheFacts”, (even though she got her facts wrong) — Cordell Strohl has completed the paint job on the outside of his rental property and it LOOKS REALLY NICE!!!  If he fixed the broken slats in the shutters it would LOOK OUTSTANDING.

A TIP O’ THE HAT TO YOU MR. STROHL … on behalf of the good people who live in Pottstown – KEEP UP THE GOOD WORK!!!!  

UPDATE!  Facing some stiff penalties Cordell has seen the light.  Today on our way up King St. we saw LADDERS up in front of 149.  He’s working on this house.  Keep your eye out.

PENNSYLVANIA ACT 90 gives municipalities a powerful tool in their arsenal of weapons against blight and slum properties.  IT IS THE LAW.   Boroughs can get judgements against these deadbeats and have liens placed on their personal properties: their own residences, their cars, bank accounts.  If they are delinquent in taxes/water sewer or other municipal fees, (like codes violations),  they will  be denied building permits for other properties they own in the state of Pennsylvania, (including their personal dwellings).   If the unsavory property owners live out of state they can be extradited to stand trial in PA.    Please sign the  Roots of Revitalization Petition on Facebook to let our municipality and judges know that we want them to enforce this law.  A law means nothing unless it is enforced.

http://www.pennsylvaniaworks.org/

This ramshackle house is occupied.  Saturday night the Police arrived, according to neighbors, when one tenant threatened to slit the throat of another.  It is believed to be Section 8 housing.  CALL SECTION 8 AND REPORT THIS ABUSE.

SECTION 8 COMPLAINT HOTLINE:  Sunny Santangelo (610-825-5216)  YOU CAN REPORT SUSPECTED SECTION 8 ABUSES ANONYMOUSLY.  LEAVE A MESSAGE.

Owner of Record: STROHL CORDELL J JR & CORDELL J SR & EVELYN L
(484) 924-8944
105 RASKEEN CT
PHOENIXVILLE PA 19460

We were not prepared…

For the inhumane treatment of people in our own community.  It’s one thing to be outraged by the never ending fights and loud music and yelling at the children and the trash and the drug dealers, their customers and the hookers and the disregard for property that scar the downtown neighborhood.

 It’s quite another to wrap your arms  around a disabled grandmother as she  weeps at the horror of her circumstance.    Virginia talked in a whisper as she  fearfully told of the infestation of rodents  in her small one bedroom, second floor  apartment.  Her voice raspy, (a reaction to  the mold that permeates the two unit  apartment house on Chestnut St), the smell of standing water in the basement was over powering from where we stood together at the front steps.  Virginia told how her pleas for help from the property owner are neglected or minimally addressed.  Tears spilled from her eyes as she talked about how haunted she is at the thought of losing her shelter even though it is making her sick. She doesn’t know where she would go in Pottstown that would be any better but she hopes that this won’t last forever.

Thankful to tell her story, Virginia said she feels there are not many people who really care. She waved good bye and painfully scaled the narrow stairs of her moldy, mouse infested apartment with her tiny grandson in her arms.

We couldn’t help but wonder what kind of future lies ahead for a child growing up in an environment such as this?